What is an Insurance Underwriter?

If you’ve ever worked with an independent insurance agent, you’ve likely heard the phrase, “subject to underwriting approval.” But what does that really mean—and who is the underwriter making those decisions? An insurance underwriter is the person responsible for evaluating risk and determining whether an insurance company can offer you coverage, under what conditions, and ... Read More

4 Reasons to Invest in The Right Coverage

Whether you’re wiring a new commercial building or updating outdated residential panels, the job of an electrician comes with risk. From working with high-voltage systems to climbing ladders and navigating unfinished jobsites, electricians face hazards that can quickly become costly claims. That’s why electrician insurance isn’t just a smart business decision—it’s essential to protect your ... Read More

Waymo reducing serious crashes and making streets safer for those most at risk: New Study – insurance-canada.ca

By Trent Victor, Director of Safety Research & Best Practices, Waymo — The path to Vision Zero requires reducing severe crashes and improving the safety of those most at risk. Our latest research paper shows that the Waymo Driver is making significant strides in both areas. By reducing the most dangerous crashes and providing better ... Read More

The Top Insurance CRM Solutions to Transform Your Business – InsuredMine CRM

In the competitive and fast-moving insurance industry, Customer Relationship Management (CRM) systems have become essential tools for success. Whether you’re an independent insurance agent, a growing mid-sized firm, or a large-scale enterprise, the right insurance CRM can revolutionize how you manage clients, track policies, and grow your agency. One standout solution in the market is ... Read More

The Year of Seamless Insurance Experiences — 7 Customer Engagement Trends to Watch – InsuredMine CRM

The insurance industry is undergoing a digital transformation like never before. As we enter 2025, the shift from traditional, paperwork-heavy processes to intelligent, frictionless experiences is accelerating. Modern insurance customers demand speed, simplicity, and transparency—and insurers must adapt or risk falling behind. To stay competitive, insurers need to embrace AI-driven automation, mobile-first design, and customer-centric ... Read More

Modernizing the Loss Inspection Process: How InsuredMine Is Driving the Future of Insurance Claims – InsuredMine CRM

At the forefront of digital insurance innovation, InsuredMine offers an integrated suite of tools specifically designed to transform how insurers manage loss inspections: 🔹 Automated Data Collection InsuredMine’s platform gathers inspection data through automated, integrated systems, reducing human error and expediting claims handling. 🔹 AI-Driven Analytics Use advanced analytics and predictive modeling to assess damage, ... Read More

Boosting Underwriting and Pricing Accuracy with InsurTech Solutions – InsuredMine CRM

In the fast-paced world of insurance, accurate underwriting and pricing are fundamental to success. Insurers who fail to ensure accuracy face significant risks, including financial losses, customer dissatisfaction, and reputational damage. With modern InsurTech solutions like InsuredMine, insurance companies can make smarter, data-driven decisions that enhance underwriting and pricing accuracy. Here’s how the right technology ... Read More

It’s Time To Emphasize Climate Defence Over Offence: IBC – insurance-canada.ca

Governments and insurers must work together urgently to prepare communities and households for wildfires, floods, windstorms and hail while improving Canada’s response to and recovery from these increasingly frequent and severe disasters — By Craig Stewart, Vice President, Climate Change and Federal Issues, IBC — In the last decade, more than 880,000 Canadians and 87,000 ... Read More

Your Policyholders are Talking—Is Your CRM Listening? – InsuredMine CRM

Today’s customers expect instant, and more simplified service. They don’t want to wait on hold, repeat their information multiple times, or send follow-up emails just to get a response. A CRM integrated with automation tools ensures that inquiries are directed to the right agent instantly, eliminating frustrating delays. With AI-powered chatbots, real-time notifications, and automated ... Read More